INTERNATIONAL STUDENT INSURANCE
is a health insurance plan designed for overseas students coming to Canada for educational purposes.
Canada attracts nearly half a million international students each year, drawn by its world-class education and excellent living standards. While Canada boasts a robust healthcare system for its citizens, the public benefits typically don’t extend to temporary visitors or international students. That’s why having dedicated health insurance is crucial for those coming to study.
What Is International Student Insurance?
International Student Insurance is a specialized health plan designed for students arriving in Canada for educational purposes. This mandatory coverage protects you against unexpected illnesses, medical emergencies, and even pre-existing conditions while you pursue your studies. Although many provinces offer individual plans for foreign students, in areas like Ontario, Prince Edward Island, and Yukon, you must either join your university’s health plan (UHIP) or secure private insurance.
Why Is This Coverage Necessary?
No one anticipates falling ill or getting injured while studying abroad, but the truth is, unexpected health issues can strike at any moment. Without access to government-funded healthcare benefits, a sudden medical emergency can lead to overwhelming expenses. Instant Life Insure not only meets university requirements but also gives you peace of mind, knowing you’re financially protected in case any health challenges arise.
travel insurance will save you from any unforeseen expenses
and can get you the necessary help and treatment at the right time. In addition to this, there are a few more benefits of having a travel insurance.
- Mandatory Compliance: Most Canadian universities require international students to have valid health coverage.
- Affordable Premiums: The cost of insurance is generally low, making it an accessible option for students.
- Comprehensive Medical Coverage:
- Emergency Services: Covers hospitalization and urgent medical treatments.
- Routine Care: Includes one annual physical exam, general physician consultations, and non-emergency treatments.
- Specialized Services: Provides coverage for psychiatric care, trauma counselling, and even dental or wisdom tooth emergencies.
- Vision and Hearing: Covers eye examinations, prescription glasses, contact lenses, and hearing aids.
- Travel and Accident Protection: Offers benefits like accidental death, dismemberment, and worldwide travel assistance, including emergency air transportation.
- Additional Services: May include coverage for pre-existing conditions, maternity expenses, ambulance fees, and laboratory diagnostics.
International student insurance covers you partially or fully on most of the following services:
- Emergency hospitalization & medical expenses
- Non-emergency medical treatments
- One routine physical examination
- General physician consultancy charges
- Psychiatric and Psychological Care
- Traveling Worldwide
- Accidental Death & Dismemberment
- Accidental expenses
- Expenses related to any dental or wisdom tooth emergency.
- Eye Exams, Prescription Glasses, Contact Lenses, and Hearing Aids
- Tutorial Services
- Trauma Counselling
- Tuberculosis testing and Vaccination
- Return of Deceased
- Emergency Air Transportation / Return Home
- Transportation of Family or Friend (*Conditions applied, please refer to the policy wording for eligibility and details.)
- Any pre-existing health conditions or injuries (provided you apply)
- Maternity expenses
- Ambulance fees
- Expenses on prescribed drugs
- Diagnostics and laboratory service
Need any help!
The best way to start is to have a free initial consultation. Contact us or send us your details via call or email.